Palm Beach County, Florida · Headquarters
Palm Beach County Insurance Agency
Our home market. From our office in Wellington, we place home, condo, flood, auto and business coverage across Palm Beach County, from Jupiter to Boca Raton.
What's different in Florida
Local risks we plan around
We live with these risks too. Our office is on State Road 7 in Wellington.
- Wind mitigation creditsA current wind mitigation inspection (roof shape, roof-to-wall connections, opening protection) can lower the windstorm portion of a Florida home premium. We review yours before every renewal.
- Roof age and 4-point inspectionsOlder homes often need a 4-point inspection (roof, electrical, plumbing, HVAC). Roof age drives which carriers will quote, so we match your home to the markets that want it.
- Flood is separateStandard homeowners policies exclude flood. We quote NFIP and private flood, including homes outside high-risk zones where many claims actually occur.
- Options beyond CitizensWhen the private market tightens, we shop admitted carriers first and explain how Citizens Property Insurance compares when it's the right fit.
Areas we serve
Across Palm Beach County
Home, condo, flood, auto, boat and business insurance for neighborhoods throughout the county.
Business insurance in Florida
Commercial clients
Condo associations and HOAs, contractors, restaurants, marine businesses, real estate investors and professional offices across Palm Beach County.
Cities we serve
Insurance across Palm Beach County
Every community has its own mix of homes, flood exposure and coverage needs. Choose yours.
Popular coverage guides
Wellington Homeowners Insurance →Wellington Equestrian & Horse Farm Insurance →Royal Palm Beach Homeowners Insurance →Loxahatchee & Acreage Homeowners Insurance →Palm Beach County Flood Insurance →West Palm Beach Business Insurance →Boca Raton Condo Insurance →Jupiter Boat Insurance →Palm Beach High-Value Home Insurance →Palm Beach Gardens Homeowners Insurance →FAQ
Florida insurance questions
How much does homeowners insurance cost in Palm Beach County?
It depends mainly on roof age, construction, distance to the coast and wind mitigation features. Because carriers price those differently, comparing several markets usually matters more here than anywhere else in the country.
Do I need flood insurance if I'm not in a flood zone?
Your lender may not require it, but flood is excluded from homeowners policies and preferred-risk flood rates outside high-risk zones are often modest. We'll show you both numbers.
Can you help with condo (HO-6) insurance?
Yes. We read your association's master policy so your unit coverage fills the gaps, including loss assessment and interior build-out.
Free, no-obligation review
Get a Palm Beach quote.
Most quotes come back within one business day. One conversation, every carrier we represent, no obligation.