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Tools

Insurance calculators

Quick starting points for a conversation with an agent. They don't replace a quote or a coverage review.

Life insurance

How much life insurance do I need?

Uses the DIME method: debts, income, mortgage and education, minus what you already have.

Umbrella

How much umbrella coverage should I consider?

Umbrella limits usually start at $1 million and step up in $1 million layers.

Do any of these apply?

Florida homes

Wind mitigation checklist

Based on the state's OIR-B1-1802 inspection form. Discount amounts depend on each carrier's filed rates.

Calculator results are estimates for educational purposes only and are not a quote, offer or advice. Terms of use

Free, no-obligation review

Want a real number?

Send us your current declarations page and we'll quote it across our carriers.