West Palm Beach · Palm Beach County
West Palm Beach Business Insurance
General liability, property, workers' comp and more for West Palm Beach offices, restaurants, retailers and contractors.
What to know
West Palm Beach Business: the details that matter
West Palm Beach is the county's business hub, from downtown offices and Clematis Street restaurants to contractors and service businesses near the airport. Leases and contracts set many of your insurance requirements, so we start there.
- Lease requirementsLandlords often require specific liability limits, additional insured status and waiver of subrogation. We match them exactly.
- Hurricane deductiblesCommercial property in West Palm Beach usually carries a percentage hurricane deductible. Know the dollar figure.
- Workers' compFlorida requires it for most businesses with four or more employees, and construction businesses with one or more.
- Cyber and professional liabilityOffices handling client data or advice need E&O and cyber coverage.
Your coverage checklist
What a good policy includes
Use this when you compare quotes. We'll show you how each carrier handles every item.
General liability with lease endorsements
Commercial property and business income
Workers' compensation
Commercial auto or hired and non-owned auto
Professional liability and cyber
Commercial umbrella
FAQ
Common questions
What business insurance does my West Palm Beach landlord require?
Usually general liability at stated limits, with the landlord as additional insured. Send us the insurance section of your lease and we'll confirm.
Do I need workers' comp for a small office?
In Florida, most non-construction businesses need it at four or more employees, including part-time. Construction businesses need it with even one.
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Get a quote for west palm beach business coverage
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