Business insurance
Medical Practice Insurance
Medical professional liability, cyber and office coverage for physician practices, dental offices, med spas and allied health.
Why it's different
Coverage built for how medical practices actually work
Medical practices carry clinical risk, patient data and expensive equipment under one roof. We coordinate professional liability with the rest of the practice's coverage so nothing falls between policies.
- Professional liabilityClaims of clinical error are the largest exposure. Limits, claims-made terms and tail coverage all matter when providers join or leave.
- Patient dataHealth information is a prime target for ransomware. A breach brings notification costs, regulatory exposure and downtime.
- EquipmentImaging, lasers and dental equipment need equipment breakdown and proper property values.
- StaffingPractices with clinical and front-desk staff need workers' comp and employment practices coverage.
Coverage
What a typical program includes
Every business is different. We start here, then adjust to your contracts, locations and payroll.
Medical professional liability
For providers and the entity
Cyber liability
Breach response for patient data
Business owner's policy
Office property and general liability
Equipment breakdown
For clinical equipment
Employment practices
For staff-related claims
Workers' compensation
For clinical and office staff
FAQ
Medical Practices insurance questions
What is tail coverage?
Many malpractice policies are claims-made, so a claim filed after the policy ends may not be covered. Tail coverage extends the reporting period when a provider leaves or a policy changes.
Do med spas need different coverage?
Often yes. Aesthetic procedures can fall outside standard medical malpractice forms, so we place coverage written for them.
Free, no-obligation review
Get a Medical Practices insurance review
Send your current policies and any contract insurance requirements. We'll compare carriers and show you gaps before your next renewal.