Business insurance
Dry Cleaner & Service Business Insurance
Bailee's coverage, equipment breakdown and liability for dry cleaners, laundries, salons and other service businesses.
Why it's different
Coverage built for how dry cleaners & service businesses actually work
Our CEO owns and operates eco-friendly dry cleaning businesses, so we know this industry from the counter side. Service businesses hold customers' property, rely on specialized equipment and depend on steady repeat customers.
- Customers' propertyGarments and items in your care are usually excluded from standard property coverage. Bailee's customers coverage pays for them.
- EquipmentA failed boiler, press or machine can stop production. Equipment breakdown covers repair and lost income.
- Environmental exposureSome cleaning processes and chemicals create pollution exposure that general liability excludes.
- Small claims, frequentLost or damaged items are frequent and small. The right deductible keeps them off your loss history.
Coverage
What a typical program includes
Every business is different. We start here, then adjust to your contracts, locations and payroll.
Bailee's customers
For garments and items in your care
Business owner's policy
Property, liability and business income
Equipment breakdown
Boilers, presses and machines
Pollution liability
Where your process requires it
Crime
Employee theft and cash
Workers' compensation
For production and counter staff
FAQ
Dry Cleaners & Service Businesses insurance questions
Does my property insurance cover customers' clothes?
Usually not. Customers' property in your care needs bailee's customers coverage.
Do eco-friendly cleaners still need pollution coverage?
It depends on the process and chemicals used. We'll review your operations and recommend accordingly.
Free, no-obligation review
Get a Dry Cleaners & Service Businesses insurance review
Send your current policies and any contract insurance requirements. We'll compare carriers and show you gaps before your next renewal.